Designed to promote preventative health and a stronger workforce—at no net cost to the company or employees.
All benefits integrate with your existing coverage without disruption. Administration is streamlined after initial payroll setup. Coverage extends to spouse/partner and dependents up to age 26 where indicated.
Access to board-certified W-2 physicians (not per-call contractors) for consistent, high-quality care at no cost. Available for the entire household.
Psychiatry, counseling, and therapy delivered privately from home, reducing workplace stigma. Mental health support is critical for overall employee wellness and productivity.
Financial protection for serious conditions including cancer, heart attack, stroke, and other qualifying diagnoses. Fixed benefit payments help offset costs beyond what traditional insurance covers.
Fixed payments to help offset costs of accidental injuries or emergency care. Benefits are paid directly to the insured regardless of other coverage.
Nationwide discount programs that extend to the entire family, providing savings on routine care and procedures not covered by traditional insurance.
Note: Dental, vision, and hearing discount programs are available to all employees, including those who do not participate in the premium program.
$10,000 Guaranteed Term Life Insurance up to age 64. This employer-sponsored benefit is included as part of the Section 125 qualified benefits package.
$10,000 Accidental Death Life Insurance up to age 64. Provides additional financial protection for your family in the event of accidental death.
Fixed daily benefit paid during hospitalization to reduce the financial strain of extended stays. Benefits are paid directly to the employee, not the hospital.
Annual testing of dozens of biomarkers with comprehensive reports that identify early warning signs and support long-term health management. Early detection leads to better outcomes and lower costs.
Access to 800+ no-cost medications through preferred partners and networks, plus broader discounts on prescriptions not on the formulary list.
Program design and eligibility may vary by employer selection and jurisdiction. Some benefits are employee-only by design; family availability applies where noted. See plan documents for specific terms, limitations, and definitions. All benefits integrate with existing coverage without disruption.
These benefits are included at no net cost to your employees while generating $700-$1,100 in annual savings per employee for your company.
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